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Mobile Virtual Banking

Not another Bank, A better one

Transforming Mobile operators into Virtual Bankers

MVB (Mobile Virtual Banking) is a solution that allows Mobile Network Operators to become Virtual Bankers. With MVB, Monty Mobile brings Operators and Banks the opportunity to join forces to recover the loss in profits. Mobile Operators will be able to deliver all banking services from Payments and Money Transfers to Savings and Loans, in addition to other services like Peer to peer lending, Crowdfunding, Insurtech, Loyalty compensation, Built-in budgeting or Transport management, driving more customer engagement with efficient and fast financial services.

An innovative, flexible and customer centric solution

Providing infrastructure and tools to build customizable solutions via APIs, our platform allows operators to offer better financial services and better deals to their customers. Our sophisticated ecosystem includes banks, telecommunication companies, utilities and payment networks as well as users and partners that are willing and able to collaborate to provide financial products and services relevant to the customer. Equipped with the latest technologies, the MVB App gives users the opportunity to manage different aspects of their financial life in a perfectly secure way.

M-Analytics and M-Scoring – Powered by Machine Learning technology

Utilizing M-Analytics tool – our Big Data analytics tool – MVB extracts customer profiles from mobile operators’ data under the framework of GDPR rules and regulations.

Deep Insights

• Factors affecting riskiness of borrowers

• Red flags

• Impact of credit policy changes on approval rates, NPLs

Actionable Recommendations

• Approve or reject a given loan

• Risk based pricing of loans

• Set credit limits on the basis of risk & pricing power

Tremendous Customizability

• Capture patterns unique to each lender & exploit them

• Customize solution to each geography, demographic & market landscape

Ability to Optimize Custom Metrics

• Optimize for metrics such as Net Interest Income or NPL

• Optimize credit policy on cost of capital & interest spread to achieve business goals


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